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I want to buy a house, where do I start?
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It is best to get pre-qualified by a lender before looking for a home. A lender will tell you how much you can afford and what costs there will be in obtaining that loan.
If you are currently a customer at a bank, you could talk with them first. If they do not offer a program that works for you, then check with other lenders.
Yes, as long as the agents are members of the Multiple Listing Service (MLS). The MLS agrees to allow other members show properties listed by each other. There are some exceptions to this rule if the property is an office exclusive, which is rare.
Once your offer is accepted and your bank starts the financing process, it can take anywhere from 45 to 75 days. At the time of closing, generally, you are given access to your new home.
Once your offer is accepted, you will have a home inspection done by an independent licensed home inspector. He will go through the house with you from top to bottom and point out items that may need repair or are defects. The cost ranges from $250 and up, depending on the inspector and the services.