Buyers
Buyers
If you are starting the process of your next home adventure check out our FAQ page to help you get going. Click below if you would like to start browsing our listings today!
I want to buy a house, where do I start?
Research before you look
Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.
Be realistic
It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
Get your finances in order
Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford.
Don’t ask too many people for opinions
It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.
Decide your moving timeline
When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.
Think long term
Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.
Insist on a home inspection
If possible, get a warranty from the seller to cover defects for one year.
Get help from Bachand Realty
Use a real estate professional who is knowledgeable about buyer representation. Buyer’s reps are usually paid out of the seller’s commission payment. Agents are required to treat all parties fairly and abide by the Realtor Code of Ethics.
Ready to take the next step in your real estate buying journey?
Reach out today to get started!
FAQ
It is best to get pre-qualified by a lender before looking for a home. A lender will tell you how much you can afford and what costs there will be in obtaining that loan.
If you are currently a customer at a bank, you could talk with them first. If they do not offer a program that works for you, then check with other lenders.
Yes, as long as the agents are members of the Multiple Listing Service (MLS). The MLS agrees to allow other members show properties listed by each other. There are some exceptions to this rule if the property is an office exclusive, which is rare.
Once your offer is accepted and your bank starts the financing process, it can take anywhere from 45 to 75 days. At the time of closing, generally, you are given access to your new home.
Once your offer is accepted, you will have a home inspection done by an independent licensed home inspector. He will go through the house with you from top to bottom and point out items that may need repair or are defects. The cost ranges from $250 and up, depending on the inspector and the services.